Planning for tomorrow today
Medicare is available to any qualifying US citizen either upon turning 65 or in the event of severe disability prior to age 65. The federal government provides Medicare part A (Hospital coverage) and Medicare part B (Medical Coverage) to enrollees, but there are a myriad of additional programs and plans to consider to make sure that one is adequately covered. At Jackson Kennedy, Medicare programs are not just a fringe benefit that we dabble in occasionally. Having placed and serviced tens of thousands of policies, we maintain a level of knowledge and product availability unmatched in our industry. Plans and support are offered in the following areas:
Medicare Supplement (also called Medigap) Plans
Medicare Part C (Medicare Advantage)
Medicare Part D (Prescription Coverage)
Individual & Family Health Insurance (non-Medicare)
The health insurance landscape has evolved considerably since the passing of the Patient Protection and Affordable Care Act (aka. Obamacare) in 2010. Whether you are looking to compare programs through the newly created Health Insurance Exchanges or wish to go direct to the insurance companies, we can help you and your family find the right coverage to fit your needs. Among the many reforms this law brought about, most notably insurance carriers can no longer deny coverage for pre-existing conditions. We can also help you apply for financial assistance to help lower your insurance costs, copay's, and deductibles.
One of the most powerful tools in protecting your lifestyle in the wake of unforeseen tragedies, life insurance gives you considerable leverage. This means that the amount of money you pay in premium is minute compared to the financial benefit it provides. Depending on your needs you may want either a term, whole, or universal life policy. Understanding the differences and selecting the right plan will provide the protection your family needs.